Help available while your claim is processed
If you are struggling to manage while you are waiting for your first payment of Universal Credit, you can ask for a short-term benefit advance from the Jobcentre.
The amount you might get can be up to half of the Universal Credit personal award. It is usually paid back from future Universal Credit payments over a period of six months.
You can also request a budgeting advancefrom the Jobcentre. This is repayable and is for expenses such as household equipment. It replaces the Social Fund budgeting loans for those who have been on Universal Credit for six months.
Getting help with budgeting
Help and budgeting advice is available from the Money Advice Service.
If you need more help to manage your budget, the council offers a limited service. You must discuss any budgeting problems with your Work Coach first. They will refer you to the council for further help.
For information about this, contact the council on 0191 433 3673 / 3676 / 3876.
Citizens Advice Gateshead may also be able to offer budgeting advice and guidance.
What if I get into rent arrears or struggle to budget?
- You or your landlord can ask for the housing element of Universal Credit to be paid direct to them.
- You can ask for more frequent payments
- The payment can be split between partners.
Discretionary Housing Payments
If you are struggling to meet a shortfall in your rent then you may be able to apply for a Discretionary Housing Payment.
Information for landlords
Where can I find out more about Universal Credit?
If you are unsure whether you are affected, contact the Benefits Section:
0191 433 4646
If you are a tenant of The Gateshead Housing Company:
0191 433 5811 (east and south Gateshead) or 0191 433 2685 (central, inner west and west Gateshead)
For help with claiming online, and personal budgeting:
0191 433 3673 / 3676 / 3876